|Fall: August 1 through July 31||June 1 through September 30|
|Spring*: February 1 through July 31||December 1 through February 29|
*Spring term dental coverage is for new incoming spring term students and students returning from a fall term leave of absence.
Fall term open enrollment: June 1 through September 30*
Coverage period: August 1 through July 31
Students registered for the fall term that want to participate in the optional dental plan must enroll during the fall enrollment period. Enrollment and renewal is voluntary and is not automatic. Complete the dental enrollment application and submit it to Member Services by September 30.
Spring term open enrollment: January 1 through February 29*
Coverage period: February 1 through July 31
Only new incoming students that are starting in the spring term, and students who are returning from a fall term leave of absence are eligible to enroll in the dental plan during the spring term enrollment period. Enrollment and renewal is voluntary and is not automatic. Complete the dental enrollment application and submit it to Member Services by February 29.
Dependent children under the age of 19 have dental coverage when enrolled in the Harvard University Student Health Program. Compare the dental coverage provided through HUSHP and the optional Dental Blue dental coverage to inform your decision.
Cancellation Policy -- We are unable to cancel your Dental Blue insurance once your Dental Blue application is processed.
* You may be eligible to enroll at another point during the year due to a life changing event.
Charges are applied to your student bill for the full amount. Monthly coverage is not available.
Rates for Plan Year August 1, 2015 - July 31, 2016
|Student + 1 dependent||$905/year|
|Student + 2 or more dependents||$1,398/year|
Benefits and Coverage
This plan has a $1,500 plan-year maximum and includes a maximum rollover benefit that allows for additional dollars for future plan years.
|Preventive Benefit Group||Basic Benefit Group||Major Benefit Group|
|No Deductible||$50 per member/$150 per Family Plan Year Deductible|
|Full Coverage||60% Coverage||40% Coverage|
Please note: Orthodontics is not a covered benefit under this plan. For more detailed coverage information, including restrictions, review the Benefits Summary or contact Blue Cross Blue Shield at 1 (800) 257-8141 and reference group number 002348115.
As a member of the Student Dental Plan, you are eligible to receive convenient on-campus care through the Harvard Dental Service or from any dentist who participates in the BCBS Dental Blue network. Dental Blue members also have the freedom to seek care from out-of-network providers; however you may be balance billed for any difference between the dentist’s actual charge or the allowed charge, whichever is less.
|Harvard Dental Service||In-network care at the Harvard Dental Service (located on campus in the Smith Campus Center)|
|HSDM Dental Clinic||In-network care at the HSDM Dental Clinic (located on campus in the Longwood Medical area)|
|Dental Blue Network||Access a network of over 6,000 Dental Blue provider locations in Massachusetts and Rhode Island; and 103,000+ DenteMax credentialed provider locations nationwide|
Find a Dentist
- Select “Dental Blue” network to find a provider in Massachusetts or Rhode Island
- Select "Dentemax Network of Dentists" to find a provider nationwide
Call Blue Cross Blue Shield at 1 (800) 257-8141 and reference group number 002348115.
LIFE CHANGING EVENTS
Students can enroll in the dental plan after the open enrollment deadline(s) with a life changing event. If students have another dental plan that ended, they have 30 days from the end date of their alternative dental plan to enroll. Contact Member Services to request an application. The coverage and cost are pro‐rated to the first day of the month of the event. Submit documents that confirms the loss of coverage, along with a completed enrollment form to Member Services.