Dependents are eligible for enrollment in the Harvard University Student Health Program (HUSHP) when the student is participating in the program. If you are an Extension School student, you must contact your Student Financial Services Office to enroll and add a dependent to your insurance.

Eligible Dependents
Eligible dependents are defined as the student’s:

• Spouse or qualified same-sex partner
• Unmarried dependent children (up to age 19)
   

Open Enrollment Periods/Deadlines
Renewal is not automatic. Dependents (other than those with a life changing event) must be enrolled by the following deadlines or penalty fees will apply:

• 9/30 for fall term (applications accepted starting 6/1)
• 2/28 for spring term (applications accepted starting 12/1)
   

Insurance is sold in fixed terms of six (6) months of coverage (8/1–1/31 and 2/1–7/31), unless there is a life-changing event.

Life Changing Events
Dependents may be added to the plan outside of the open enrollment period due to a qualifying life changing event, which include:

• A dependent’s entry into the country
• Other health insurance coverage ending
• Marriage or qualified same-sex partnership
• Birth of a child, legal adoption, or legal guardianship
   

In cases of life changing events, the student has 30 days from the day of the event to enroll the dependent or penalty fees will apply. The coverage and cost will be pro-rated to the day of the event.

Documentation Requirements
When initially adding a dependent to HUSHP or if you are enrolling dependents due to a life changing event, you will be required to provide documentation. View the required documentation section for more detail on this requirement.

Payment
Payment is by term bill only