Optional Dental Coverage

Dental Blue

The deadline to enroll in the Student Dental Plan is September 30 for the fall term and February 28 for the spring term
Spring term enrollment is for new incoming spring term students and students returning from a fall term leave of absence. 

Enrollment or renewal in the Student Dental Plan is not automatic - an application must be submitted each academic year. For Academic Year 2013-14, Harvard University Health Services (HUHS) has partnered with Blue Cross Blue Shield of Massachusetts (BCBSMA) to offer an optional dental plan to students and their dependents. If you wish to participate in this plan, you must enroll by the September 30 open enrollment deadline. The plan year is August 1 – July 31.

What’s new for Academic Year 2013-14

  • The plan is now administered through Dental Blue, a BCBSMA product.
  • The plan year is 12 months: August 1 through July 31.
  • All students will receive a Dental Blue ID card in the mail 7-10 business days after the start of coverage. Cards will be delivered to your local address available on file from your registrar’s office.
  • Members are eligible to receive two cleanings, but they must be at least 6 months and 1 day apart.
  • This plan includes a maximum rollover benefit.
     

Cost to Enroll
Charges will be applied to the student bill for the full amount. Monthly purchase is not available.

      Student only $428.00/year*
      Student + 1 dependent $826.00/year
      Student + 2 or more dependents $1,275.00/year

*This cost is a 2% decrease from annualized AY2012-13 rate.

Benefits/Coverage
This plan has a $1,500 plan-year maximum. However, this plan includes a maximum rollover benefit  that allows for additional dollars for future plan years.

Preventive Benefit Group Basic Benefit Group Major Benefit Group
No Deductible $50 per member/$150 per Family Plan Year Deductible
Full Coverage 60% Coverage 40% Coverage
Preventive
Diagnostic
Restorative
Oral Surgery
Periodontics
Endodontics
Prosthetic Maintenance
Other Services
Prosthodontics
Major Restorative
Please note: Orthodontics is not a covered benefit under this plan. For more detailed coverage information, including restrictions, review the Benefits Summary or contact BCBSMA at 800-257-8141.

 

Dentist Network
As a member of the Student Dental Plan, you are eligible to receive convenient on-campus care through the HUHS Dental Service or from any dentist who participates in the BCBSMA Dental Blue network. Dental Blue members also have the freedom to seek care from out-of-network providers; however you may be balance billed for any difference between the dentist’s actual charge or the allowed charge, whichever is less.

  • HUHS Dental Service
Enjoy convenient care on campus at the HUHS Dental Service (located in the Smith Campus Center), which is part of the Dental Blue network.
  • Dental Blue Network
Dental Blue also offers members access to an extensive network of over 6,000 Dental Blue provider locations in Massachusetts and Rhode Island. Dental Blue members also have access to over 103,000 credentialed provider locations nationwide through the DenteMax national network.
Find a Dentist
To find a dentist near you or to find out if a dentist participates in Dental Blue, visit findadoctor.bluecrossma.com. When asked to select a network, select “Dental Blue” if looking for a dentist in Massachusetts or Rhode Island, or "Dentemax Network of Dentists" if looking for a dentist elsewhere. If you need personal assistance finding a dentist contact BCBSMA at 800-257-8141 and reference group number 002348115.