CORONAVIRUS DISEASE (COVID-19): HEALTH INSURANCE FAQs 
 

Academic Year 2023 Changes

View important plan and benefit changes.

Medical Coverage

The Student Health Fee covers most services on campus at Harvard University Health Services (HUHS), including internal medicine and specialty care. The Student Health Insurance Plan provides major medical coverage throughout the United States and abroad. 

Prescription Drug Plan

Included as part of the Student Health Insurance Plan, the prescription drug benefit allows you to fill prescriptions at any participating pharmacy throughout the United States. 

Mental Health Coverage

The Student Health Fee covers mental health services at HUHS, while the Student Health Insurance Plan covers both outpatient and inpatient mental health services outside of HUHS (limitations apply). 

Travel Coverage

When you are enrolled in the Student Health Insurance Plan, you are covered while traveling in the United States and abroad. 

Vision Care

The Student Health Insurance Plan offers coverage for routine and non-routine vision care. You can access vision care services at HUHS. 

Maternity

Maternity services include all medical care related to pregnancy and childbirth. There is no visit limit when you receive maternity care from obstetricians, gynecologists, or nurse midwives.  

Dental Coverage

Dental Blue, administered by Blue Cross Blue Shield of Massachusetts, is an optional dental plan that covers routine cleanings and some restorative services. 

Telemedicine Video Visits

Coordination of Benefits

What happens if I am enrolled on the Student Health Insurance Plan and another health plan?

Understanding Health Insurance

Familiarize yourself with these commonly used health insurance terms as they will help you better understand your coverage, and how health care reform may impact you. 

Medical Hardship Fund

Members may apply for financial support from the Harvard University Health Services (HUHS) Medical Hardship Fund.