All Harvard students are automatically enrolled in both parts of the Harvard University Student Health Program and charges are applied to a student's bill. To opt-out of coverage you must complete an online waiver by the deadline.

The Harvard University Student Health Program has two parts that work together:

Student Health Fee

This fee covers most provider visits and telemedicine appointments with any provider at the HUHS campus clinics. 

Student Health Insurance Plan

This plan is administered by Blue Cross Blue Shield of Massachusetts, and is designed to complement the health care provided through the Student Health Fee at HUHS. It covers hospital, specialty care, labs/radiology and has a prescription drug benefit. This plan provides coverage throughout the United States and abroad.

The Student Health Insurance Plan does not cover routine preventive medical exams for a member who is age 18 or older. Routine preventive medical care is covered at Harvard University Health Services by the Student Health Fee.