All Harvard students are automatically enrolled in both parts of the Harvard University Student Health Program and charges are applied to a student's term bill. To opt-out of coverage you must complete an online waiver by the deadline.

The Harvard University Student Health Program has two parts that work together:

Student Health Fee

This fee covers most provider visits at any of the four HUHS campus clinics, and includes x-rays and physical therapy. Primary care providers are available at each of our four Harvard campus clinics. Urgent care is available 24 hours a day, 365 days a year. 

Student Health Insurance Plan

This plan is administered by Blue Cross Blue Shield of Massachusetts, and is designed to complement the health care provided through the Student Health Fee at HUHS. It covers hospital, specialty care, labs/radiology and has a prescription drug benefit administered by OptumRx. This plan provides coverage throughout the United States and abroad.