CORONAVIRUS DISEASE (COVID-19): HEALTH INSURANCE FAQs 
 

Academic Year 2022-2023

Student Rates One Term
Fall: August 1 - January 31 or
Spring: February 1 - July 31		 Two Terms
Full Plan Year: August 1 - July 31

Student Health Fee (SHF):
This fee covers most care at any of the HUHS campus clinics, including telemedicine visits, with no copayment.

 $652 $1,304

  Student Health Insurance Plan (SHIP):
Provides hospital, specialty care coverage, and prescription drug coverage throughout the United States and abroad. This plan is administered by Blue Cross Blue Shield. 

This plan can be waived with comparable coverage.

 $2,040 $4,080
Total Cost: SHF-Full and SHIP  $2,692 $5,384

Student Dependent Rates

The rates below include costs for both the Student Health Fee and the Student Health Insurance Plan, and do not include the student costs. Dependents must purchase both parts of the Harvard University Student Health Program. Learn more about student dependents.

Student Dependent Rates One Term (Fall or Spring) Two Terms (Full Plan Year)
Spouse $4,232 $8,464
Child $2,249 $4,498
Second child $1,131 $2,262
Additional children $0 $0

Affiliate and affiliate dependent Rates

The rates below include costs for both the Student Health Fee and the Student Health Insurance Plan. Affiliates must purchase both parts of the Harvard University Student Health Program. Learn more about affiliates.

Affiliate Rates One Term (Fall or Spring) Two Terms (Full Plan Year)
Affiliate $6,543 $13,086
1st dependent* $8,193 $16,386
2nd dependent** $6,550 $13,100
2 or more Dependents* $14,743 $29,486
Affiliate + 1 dependent $14,736 $29,472
Affiliate + 2 or more $21,286 $42,572

*Affiliate excluded from rates
**Affiliate and 1st dependent excluded from rates