CORONAVIRUS DISEASE (COVID-19): HEALTH INSURANCE FAQs 
 

Academic Year 2021-2022

Student Rates One Term
Fall: August 1 - January 31 or
Spring: February 1 - July 31
Two Terms
Full Plan Year: August 1 - July 31

Student Health Fee (SHF):
This fee covers most care at any of the HUHS campus clinics, including telemedicine visits, with no copayment.

$621 $1,242

  Student Health Insurance Plan (SHIP):
Provides hospital, specialty care coverage, and prescription drug coverage throughout the United States and abroad. This plan is administered by Blue Cross Blue Shield. 

This plan can be waived with comparable coverage.

$2,020 $4,040
Total Cost: SHF-Full and SHIP  $2,641 $5,282

Student Dependent Rates

The rates below include costs for both the Student Health Fee and the Student Health Insurance Plan, and do not include the student costs. Dependents must purchase both parts of the Harvard University Student Health ProgramLearn more about student dependents.

Student Dependent Rates One Term (Fall or Spring) Two Terms (Full Plan Year)
Spouse $4,153 $8,306
Child $2,207 $4,414
Second child $1,110 $2,220
Additional children $0 $0

Affiliate and affiliate dependent Rates

The rates below include costs for both the Student Health Fee and the Student Health Insurance Plan. Affiliates must purchase both parts of the Harvard University Student Health ProgramLearn more about affiliates.

Affiliate Rates One Term (Fall or Spring) Two Terms (Full Plan Year)
Affiliate $6,398.50 $12,797.00
1st dependent* $8,011.50 $16,023.00
2nd dependent** $6,404.50 $12,809.00
2 or more Dependents* $14,416.00 $28,832.00
Affiliate + 1 dependent $14,410.00 $28,820.00
Affiliate + 2 or more $20,814.50 $41,629.00

*Affiliate excluded from rates
**Affiliate and 1st dependent excluded from rates