Student Rates One Term
Fall: August 1 - January 31 or
Spring: February 1 - July 31
Two Terms
Full Plan Year: August 1 - July 31

  Student Health Fee (SHF):
This fee covers most care at any of the HUHS campus clinics, including telemedicine visits, with no copayment.

What does my SHF premium help support?

$603 or $301* $1,206 or $603*

  Student Health Insurance Plan (SHIP):
This plan is administered by Blue Cross Blue Shield of Massachusetts and is designed to complement the health care provided through the Student Health Fee at HUHS. It covers hospital, specialty care, labs/radiology, and has a prescription drug benefit. This plan provides coverage throughout the United States and abroad. 

This plan can be waived with comparable coverage.

$1,961 $3,922
Total Cost: SHF-Full and SHIP  $2,564 $5,128
Total Cost: SHF-Discount and SHIP $2,262 $4,524

*50% Discount for Students Studying Outside of Massachusetts 

The mandatory Student Health Fee associated for the coming year will be $603 per term for those living in Massachusetts. Because students living outside Massachusetts will have limited physical access to HUHS clinics, HUHS is granting a 50% discount, resulting in a charge of $301 per term for these students. The fee is applied once per semester. As a result, a student living outside Massachusetts in the fall would pay the discounted rate for the first semester. If that student returned to Massachusetts in the spring, they would pay the full rate for the second semester. 

How Do I Obtain the 50% Discount?

Students will initially be assessed the full charge and then the discount will be automatically added to student accounts once they provide a new ‘Physical Location’ address to the University. Students will have a deadline of September 30 to submit the address in order to receive the discount. Instructions for updating the ‘Physical Location' address by school are listed below:

Harvard Business School Students should update their 'Physical Location' address on their classcard.
Harvard Law School All students (JD, LLM, SJD, and visiting students) should update their ‘Physical Location’ address in Helios.
All Other Schools Students should update their ‘Physical Location’ address in my.harvard:
  • Complete the ‘Physical Location Address’ To-Do Item from the student home screen, or;
  • Navigate to Student Home, select the Personal Information tab, choose Edit Addresses, and add your physical location address. 

Student Dependent Rates

The rates below include costs for both the Student Health Fee and the Student Health Insurance Plan, and do not include the student costs. Dependents must purchase both parts of the Harvard University Student Health ProgramLearn more about student dependents.

Student Dependent Rates One Term (Fall or Spring) Two Terms (Full Plan Year)
Spouse $4,032 $8,064
Child $2,142 $4,284
Second child $1,077 $2,154
Additional children $0 $0

Affiliate and affiliate dependent Rates

The rates below include costs for both the Student Health Fee and the Student Health Insurance Plan. Affiliates must purchase both parts of the Harvard University Student Health ProgramLearn more about affiliates.

Affiliate Rates One Term (Fall or Spring) Two Terms (Full Plan Year)
Affiliate $6,148 $12,296
1st dependent* $7,698 $15,396
2nd dependent** $6,154 $12,308
2 or more Dependents* $13,852 $27,704
Affiliate + 1 dependent $13,846 $27,692
Affiliate + 2 or more $20,000 $40,000

*Affiliate excluded from rates
**Affiliate and 1st dependent excluded from rates