CORONAVIRUS DISEASE (COVID-19): HEALTH INSURANCE FAQs 


The benefit materials, policies, and applications available on this website are currently reflective of the AY2022 plan year. We are working expeditiously to have the AY2023 information updated as soon as possible.
For now, students can view a list of AY2023 changes.
 

Student Rates One Term
Fall: August 1 - January 31 or
Spring: February 1 - July 31
Two Terms
Full Plan Year: August 1 - July 31

  Student Health Fee (SHF):
This fee covers most care at any of the HUHS campus clinics, including telemedicine visits, with no copayment.

What does my SHF premium help support?

$603  $1,206

  Student Health Insurance Plan (SHIP):
This plan is administered by Blue Cross Blue Shield of Massachusetts and is designed to complement the health care provided through the Student Health Fee at HUHS. It covers hospital, specialty care, labs/radiology, and has a prescription drug benefit. This plan provides coverage throughout the United States and abroad. 

This plan can be waived with comparable coverage.

$1,961 $3,922
Total Cost: SHF-Full and SHIP  $2,564 $5,128

 

Student Dependent Rates

The rates below include costs for both the Student Health Fee and the Student Health Insurance Plan, and do not include the student costs. Dependents must purchase both parts of the Harvard University Student Health ProgramLearn more about student dependents.

Student Dependent Rates One Term (Fall or Spring) Two Terms (Full Plan Year)
Spouse $4,032 $8,064
Child $2,142 $4,284
Second child $1,077 $2,154
Additional children $0 $0

Affiliate and affiliate dependent Rates

The rates below include costs for both the Student Health Fee and the Student Health Insurance Plan. Affiliates must purchase both parts of the Harvard University Student Health ProgramLearn more about affiliates.

Affiliate Rates One Term (Fall or Spring) Two Terms (Full Plan Year)
Affiliate $6,148 $12,296
1st dependent* $7,698 $15,396
2nd dependent** $6,154 $12,308
2 or more Dependents* $13,852 $27,704
Affiliate + 1 dependent $13,846 $27,692
Affiliate + 2 or more $20,000 $40,000

*Affiliate excluded from rates
**Affiliate and 1st dependent excluded from rates