All Harvard students are automatically enrolled in the Harvard University Student Health Program and charges are applied to the student term bill.

Massachusetts law requires that any full-time or part-time student enrolled in an institution of higher learning in Massachusetts participate in a qualifying student health insurance program or in a health plan of comparable coverage. 

Coverage Waiver Deadline Late Waiver Deadline
Fall: August 1 – January 31  July 31 August 1 – September 30
Spring: February 1 – July 31 January 31 February 1 – March 31


Waiver Eligibility and Application

Students enrolled in a comparable health insurance plan may be eligible to waive the Student Health Insurance Plan. Waivers of the Student Health Fee may be accepted in very limited cases. 

Waiver Checklist

Before waiving the Student Health Insurance Plan, carefully evaluate whether your existing plan will provide adequate, comprehensive coverage in the Boston area. 

Late Waivers

Waiver applications are accepted for two months following the waiver deadline, but are subject to late fees. 

Waiver Rescind

Find out if you are eligible to re-enroll.

Waiver FAQs

Get answers to some commonly asked questions.

Update Waived Insurance

Find out how to update your non-Harvard insurance on the student insurance portal.