We understand medical care costs can be challenging and you may want to explore options for financial assistance. We do encourage members to become familiar with their health plan to avoid any unexpected costs while administering care. Funding assistance programs and the eligibility criteria within are subject to change.  

Members may apply to the funding assistance options below. Members may include students (actively enrolled and those on leave), affiliates, and enrolled dependents. *Please note, these funding assistance programs cannot address the cost of insurance plan premiums.  

Members who have graduated from Harvard and purchased the Student Health Insurance extension coverage are not eligible to apply for these funding assistance options.  

Submission instructions will be listed within the application itself. If you have any further questions about funding assistance options or the application process, you can reach the Patient Advocate at Harvard University Health Services by calling (617) 495-7583 or emailing patadvoc@huhs.harvard.edu.  

Medical Hardship Fund

To be eligible to apply for this assistance you must:

  • be eligible and enrolled in both components of the Harvard University Student Health Program (the Student Health Fee and the Student Health Insurance Plan)
  • have your care coordinated by a Harvard University Health Services clinician when possible. 
  • be able to indicate financial hardship. 

The Fund may be available to use towards:

  • the allowable cost of diagnostic/specialist visits beyond the twelve-visit limit for medically necessary care not available at Harvard University Health Services (e.g., cardiology, oncology, liver, and kidney disease). The specialist must be an “in-network” provider.
  • an inpatient admission or outpatient surgery when performed in a higher cost share hospital, but only when the service received at the higher cost share hospital was non-elective and coordinated by a Harvard University Health Services clinician when possible. In this case, a portion of the copay differential between the higher and lower cost share hospitals may be covered.

In light of these extraordinary circumstances, we are temporarily including an option to apply for extension of the allowable cost of outpatient mental health and outpatient psychopharmacology visits beyond the visit limit.

  • the allowable cost of outpatient mental health and/or outpatient psychopharmacology visits beyond the 52 visit limit when performed with an in-network clinician in the event that ongoing care is unavailable to access directly with HUHS Counseling & Mental Health and referred by a Harvard University Health Services clinician when possible. 

The maximum amount available is $5,000 per academic year. Click here to download an application for the Medical Hardship Fund! Submission information is provided on the application.  

Temporary Cost Sharing Funding Assistance

Considering these extraordinary circumstances, there is a temporary funding assistance program available through Harvard University Health Services.  

Members and their dependents may apply for financial support from the Harvard University Health Services Medical Care-Cost Sharing Assistance fund for care received on or after August 1st, 2020 through January 31st, 2021.

To be eligible for this funding assistance program: 

  • you must be enrolled in both components of the Harvard University Student Health Program (the Student Health Fee and the Student Health Insurance Plan). 
  • the required minimum amount of out of pocket medical costs to apply for this assistance is $500.00 (Pharmacy costs are ineligible for this fund).
  • the maximum amount awarded per student will be $1,200.00. 
  • medical care must have occurred between August 1st, 2020 and January 31st, 2021.

The fund may be available to use towards covered medical services where cost sharing applies, such as:

  • copayments or co-insurance for diagnostic/specialist office visits, outpatient mental health visits, Emergency Room or inpatient admission, outpatient surgery, diagnostic high-tech imaging, short-term rehabilitation therapy, and other covered services.

Members must submit their application by January 31st, 2021 for care received between August 1st, 2020 and January 31st, 2021. The maximum award amount per student is $1,200.00. Click here to download an application for Temporary Cost Sharing Funding Assistance!  Submission information is provided on the application.