Waiver Checklist

Use the checklist below to determine whether your plan is comparable according to Massachusetts regulations. You may also use this checklist to assess how coverage on your private plan compares to the Student Health Insurance Plan (SHIP).

Also, consider asking your plan the following questions:

  • Do I have any limitations/exclusions that I should be aware of while I am studying in Massachusetts or while traveling?
  • What are my out-of-pocket costs (co-payments, deductible, co-insurance, maximum out-of-pocket)?
  • Do I need to obtain referrals from specific providers before accessing care in Massachusetts?
  • Am I only covered for emergency care when studying in Massachusetts?