The Student Health Insurance Plan offers vision care coverage for routine vision exams with a limited benefit of one visit per plan year. 

Services Student Health Fee at HUHS Student Health Insurance Plan*
Routine vision exam Not covered One exam per plan year
Vision Eyewear: lenses, frames, and contact lenses
Pediatric (until the end of the calendar month member turns age 19)
Not covered

In-network:
35% coinsurance

Out-of-network:
55% coinsurance (after deductible is met)

Vision Eyewear: lenses, frames, and contact lenses
Adult (19 years and older)
Not covered Not covered
Non- routine vision exam Covered in full Subject to clinic and physician office visit limit (6 visits per plan year combined in-network and out-of-network)
Lasik surgery Not covered Not covered

*Copayments, deductibles, and coinsurance may apply to covered services.

Harvard University Health Services

The vision care service at Harvard University Health Services (HUHS) offers a range of services, including eye examinations (refraction, dilation, and pressure-checking), prescriptions for eyeglasses, sunglasses, contact lenses, and a range of non-routine ophthalmology care.

All non-routine appointments at HUHS require a referral from your HUHS primary care physician.

Find a BCBS PPO Provider

You have access to “PPO” providers within the Blue Cross Blue Shield network.

  1. Visit the Blue Cross Blue Shield website
  2. Search for a provider by name, specialty, or location
  3. Select PPO/EPO from the network dropdown (for in-network benefits)
  4. When searching for a provider in Massachusetts you should select "PPO Network with Hospital Choice Cost Sharing Feature" from the "My Health Plan" drop down menu to ensure the lowest out-of-pocket costs if you are receiving inpatient care, outpatient day surgery, or outpatient diagnostic high-tech radiology (CT scans, MRI, PET scans, or nuclear cardiac imaging)

You will have higher out of pocket costs if you choose to see an out-of-network provider. Contact HUSHP Member Services at (617) 495-2008 or Blue Cross Blue Shield of Massachusetts at 1 (800) 257-8141 if you need assistance.

When patients receive ancillary services (such as labs or durable medical equipment) from an in-network provider, those services may be billed at the out-of-network benefit if the ordering provider and the provider rendering care are located in different states. View the Handbook to learn more about how ancillary services are billed.

Limitations and exclusions apply, so it is important to familiarize yourself with the Student Health Insurance Plan benefits prior to seeking routine care.