CORONAVIRUS DISEASE (COVID-19): HEALTH INSURANCE FAQs 


The benefit materials, policies, and applications available on this website are currently reflective of the AY2022 plan year. We are working expeditiously to have the AY2023 information updated as soon as possible.
For now, students can view a list of AY2023 changes.
 

Member Services, a Harvard team well-versed in insurance coverage, is a dedicated resource to help you navigate the benefits, policies, and procedures of the Harvard University Student Health Program (HUSHP). We encourage you to read the information provided below and throughout our website. If you have questions on the plan and you cannot find what you were looking for on our website, please contact us at mservices@huhs.harvard.edu or by phone at (617) 495-2008.

QUICK RESOURCES:

Top 10 Things to Know About HUSHP Welcome New Student Letter Understanding Health Insurance MyBlue Member App (registration not available until after 8/1)

BELOW ARE SOME ADDITIONAL TOPICS FOR NEW STUDENTS:

Harvard University Health Program (HUSHP): All Harvard students are automatically enrolled in HUSHP and charges are applied to your student bill. To opt-out of coverage, you must complete an online waiver by the deadline (fall: 7/31). Coverage is effective as of August 1.  

HUSHP has two parts that work together: 

  1. The Student Health Fee (SHF): This fee covers most office visits at the Harvard University Health Services (HUHS) clinics, even if you waive the Student Health Insurance Plan.   
  2. Student Health Insurance Plan (SHIP): This plan is administered by Blue Cross Blue Shield of Massachusetts and includes a prescription drug benefit. This plan provides coverage throughout the United States and abroad.

Deadlines: All deadlines are based on Eastern Standard Time. 

Dependent coverage: Starting June 1, 2022, you may enroll your eligible dependents in HUSHP. The online enrollment application and rates will be available at: hushp.harvard.edu/student-dependents.

Waive (opt-out) by July 31: If you have comparable health insurance and you want to opt-out of the Student Health Insurance Plan you must take action and file an online waiver by the July 31 deadline. More info on the waiver process is available at: https://hushp.harvard.edu/waiving-health-insurance-coverage

Primary vs. secondary coverage: If you are enrolled in another health insurance plan and do not waive the Student Health Insurance Plan, the Student Health Insurance Plan will always be a secondary payer (i.e., all claims must first be processed by your primary insurance plan). In order to avoid claim problems, please notify your care providers and both insurance carriers of both plans.

Update your mailing address: Update your local address with your school registrar.  All correspondence from us and the Student Health Insurance Plan (BCBSMA) will go to the mailing address that is listed with your school registrar.  To assure you don’t miss out on important correspondence from us, be sure your address is updated.

Insurance ID cards: The MyBlue Member App is available to access your digital medical/prescription member ID card beginning August 1. More info on ID cards is available at: https://hushp.harvard.edu/insurance-id-cards

Dental: Coverage for dental is optional.  You must enroll (online) by the enrollment deadline (September 30). More information is available at: https://hushp.harvard.edu/dental-coverage

Medical Records/Immunizations: Our office does not handle medical records or immunization forms. Please contact the Health Information Services (HIS) office directly at mrecords@huhs.harvard.edu

COVID testing/vaccines: If you have questions about COVID testing or vaccine availability at Harvard University Health Services (HUHS), visit their website at huhs.harvard.edu